Forecasting: See Where Your Money Is Headed, Years From Now

Most money apps tell you what already happened. Forecasting is about what happens next. Open it and Halfway builds a projection from what it already knows: your balances, what you own and owe, your income, and a year of real spending. No spreadsheet, no blank page. You answer a few questions about your age and when you would like to stop working, and your curve is there. ## Play out the decisions that actually matter Buying a home. Having a kid. A career break. Retiring earlier than planned. Add a life event and watch the line move, so you can see the trade-off instead of guessing at it. ## Built for two people, not one pot This is the part other tools miss. Money is rarely fully merged, and a forecast that assumes one shared pile is not your life. Halfway lets you project just yourself, yourself plus your shared life, or both of you together. The joint view needs both partners to opt in, and a projection never exposes your partner's personal accounts. ## Honest about uncertainty You get a range, not a single confident number, because nobody can promise you a number thirty years out. Every assumption behind it is visible and yours to change. ## What it costs Forecasting is part of Premium in the US and Canada, and part of Plus everywhere else. Forecasting is an educational tool, not financial advice. It produces estimates based on assumptions that will not hold exactly.