Who is actually paying for Netflix?

Yes! The free plan includes manual transaction entry, income-based splitting, shared budgets & goals, basic spending reports, and mobile app access. Premium adds bank sync, AI assistant (Penny), advanced insights, and more for $89.99/yr.

Halfway calculates a fair split based on each partner's monthly income. If you make 60% of the household income, you pay 60% of shared expenses like Netflix or rent.

No! Halfway is designed specifically for couples who keep their finances separate. You track the shared expenses in the app, and settle up whatever balance is owed using your own personal accounts.

No. Privacy is a core feature. Transactions from your connected bank accounts are private by default. Your partner only sees expenses you explicitly mark as "Shared".

Premium (automatic): Connect your bank accounts and Halfway automatically detects recurring charges like Netflix, Spotify, gym memberships, and more. Your fair split ratio applies automatically to each subscription. Free (manual): Add subscriptions yourself by entering the name, amount, and billing date. Takes 30 seconds per subscription. Both you and your partner can see everything in one shared dashboard.

Yes! Both partners see all shared subscriptions in one place. Personal subscriptions stay private — your partner only sees what you explicitly mark as shared. This way you can see Netflix and Spotify that you share, but not your partner's personal subscriptions unless they choose to share them.

No. Halfway shows you all your subscriptions and helps you decide what to cancel, but you'll need to cancel directly with each service. Unlike concierge services like Rocket Money that cancel for you (and charge fees), Halfway focuses on helping couples manage all shared expenses together fairly — not just subscriptions.

Rocket Money / Truebill: Built for individuals. Can't share with partner. No income-based splitting. Focuses on bill negotiation. Bobby: Manual subscription tracker for individuals. No bank sync. No couples features. No budgeting. Halfway: Built specifically for couples. Both partners see the same dashboard. Fair income-based splitting. Track ALL shared expenses, not just subscriptions.

Yes, both partners download the app and create accounts. Then one person invites the other. Once connected, you both see the same subscriptions, budgets, and expenses.

You can! Halfway defaults to income-based splitting because it's fairer, but you can change to 50/50, or any custom split (60/40, 70/30, whatever works for you). You can even set different splits for different subscriptions.

Yes! While Halfway is designed for couples, it works great for roommates too. Just set your split ratio (usually 50/50 for roommates) and track shared expenses the same way.