Free wedding tool
The wedding budget you can actually share
Plan the day together, split every cost fairly by income, fold in family gifts, and send the whole picture to your partner or parents with a single link.
Your wedding details
$
$300 per guest
How will you split costs?
Split by Income
Recommended
60% / 40%
Fairly based on what you earn
Custom
Set your own split ratio
Who pays whatSplit by income
Partner 1
$18,000
60% of the couple's share
Partner 2
$12,000
40% of the couple's share
Total budget$30,000$300 per guest
The couple pays$30,000split 60 / 40
Visual breakdown
Budget Breakdown
Total$30,000
Venue & Catering
$13,500(45%)
Photography & Video
$3,600(12%)
Flowers & Decor
$3,000(10%)
Attire & Beauty
$2,400(8%)
Music & Entertainment
$2,400(8%)
Wedding Planner
$1,500(5%)
Rings
$900(3%)
Rehearsal Dinner
$900(3%)
Invitations & Paper
$600(2%)
Transportation
$600(2%)
Buffer / Misc
$600(2%)
Contribution vs. Income
Family contributions
Budget Categories
| Category | % | Budget | Partner 1 | Partner 2 | Status | ||
|---|---|---|---|---|---|---|---|
% | $ | $8,100 | $5,400 | ||||
% | $ | $2,160 | $1,440 | ||||
% | $ | $1,800 | $1,200 | ||||
% | $ | $1,440 | $960 | ||||
% | $ | $1,440 | $960 | ||||
% | $ | $900 | $600 | ||||
% | $ | $540 | $360 | ||||
% | $ | $540 | $360 | ||||
% | $ | $360 | $240 | ||||
% | $ | $360 | $240 | ||||
% | $ | $360 | $240 |
$
%
Partner 1$8,100
Partner 2$5,400
$
%
Partner 1$2,160
Partner 2$1,440
$
%
Partner 1$1,800
Partner 2$1,200
$
%
Partner 1$1,440
Partner 2$960
$
%
Partner 1$1,440
Partner 2$960
$
%
Partner 1$900
Partner 2$600
$
%
Partner 1$540
Partner 2$360
$
%
Partner 1$540
Partner 2$360
$
%
Partner 1$360
Partner 2$240
$
%
Partner 1$360
Partner 2$240
$
%
Partner 1$360
Partner 2$240
Savings Plan
Set a wedding date above to see your savings timeline.
Smart Insights
Your buffer is very low (<3%). Unexpected costs always come up; try to aim for 5%.
Your wedding budget is set. Now track every dollar of it.
Track each expense, split costs instantly, and settle up without spreadsheets, before and after the big day.
- Track every expense as you go
- See who owes what instantly
- Manage finances after the wedding
Frequently Asked Questions
The same way you'd split any shared expense - proportionally based on income. If one partner earns 60% of the combined income, they'd cover 60% of the wedding costs the couple is responsible for. This calculator automates that math for you and factors in family contributions to reduce the couple's share.
The average U.S. wedding in 2026 costs between $30,000 and $35,000, though this varies dramatically by location. Major cities like New York, San Francisco, and Chicago can push costs above $50,000, while smaller markets may be half that. The most important number isn't the average - it's what you two can comfortably afford without going into debt.
Traditional rules (bride's family pays for the venue, groom's family pays for the rehearsal dinner) are increasingly outdated. In 2026, most couples fund the majority of their own wedding, with family contributions varying widely. The best approach is to have honest conversations with both families early in the planning process, then use a tool like this calculator to figure out how to fairly divide whatever remains.
Most financial advisors strongly recommend against wedding debt. Starting your marriage with a loan adds financial stress during what should be an exciting time. If your dream wedding exceeds your savings, consider extending the engagement to save longer, reducing the guest list, choosing a less expensive venue, or scaling back in areas that matter less to you. Your marriage is what matters, not the price tag on the party.
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The link shows your split and plan — never your actual incomes.