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ASK HER ANYTHING

Meet Penny, your money buddy

Your AI assistant for couples' finances. Get instant answers, log expenses by voice, create budgets, and track goals together. No judgment, just help.

Try Penny Free

Four things, one assistant

What Penny can do

Ask her something, tell her to log it, set a budget, or let her spot what changed. Pick one to see it.

Shared or personal, in a sentence. The card tells you which.

Create a shared dining out budget for $300
Ready for your approval. Based on the last three months you have averaged $340, so this will be a slight stretch.
New budgetAwaiting your OK
Category
Dining out
Monthly limit
$300
Type
Shared, both of you
ConfirmEdit
And a personal shopping budget for $200
Done. This one is yours alone, so Carlos will not see it or the spending against it.
New budgetAwaiting your OK
Category
Shopping
Monthly limit
$200
Type
Personal, only you
ConfirmEdit

She's money-smart and relationship-smart

Penny isn't a cold financial calculator. She's warm, encouraging, and understands that money conversations between partners can be sensitive. She never judges how you spend.

We went over budget on dining out
Looks like dining out ran a bit high this month. Most couples go through phases like this! Want to adjust your budget or set a weekly limit together?
How should we split rent?
Based on your incomes, a 60/40 split would be the fairest. That means you'd cover $1,200 and Carlos $800. Want me to update your split settings?
Are we on track this month?
You're doing great! You've spent 62% of your shared budget with 10 days left. Groceries are a bit high but entertainment is well under. Nice work!
How much did we spend on groceries?
You spent $482 on groceries last month. That's under your $600 budget, nice work!
Who owes who right now?
Carlos owes you $215 from this month's shared expenses. Want to settle up?
We went over budget on dining out
Looks like dining out ran a bit high this month. Most couples go through phases like this! Want to adjust your budget or set a weekly limit together?
How should we split rent?
Based on your incomes, a 60/40 split would be the fairest. That means you'd cover $1,200 and Carlos $800. Want me to update your split settings?
Are we on track this month?
You're doing great! You've spent 62% of your shared budget with 10 days left. Groceries are a bit high but entertainment is well under. Nice work!
How much did we spend on groceries?
You spent $482 on groceries last month. That's under your $600 budget, nice work!
Who owes who right now?
Carlos owes you $215 from this month's shared expenses. Want to settle up?

How it works

Ask anything

Ask about budgets, splitting, or saving. Like texting a friend who actually knows money.

Penny reads the room

She sees your shared spending and budgets to give personalized answers. Your personal transactions stay private.

Take action together

Get instant clarity, or take action. Penny can log transactions, create budgets, and set goals on your behalf. Just confirm and you're done.

Your privacy, always

Personal spending stays personal

Penny can only see transactions you mark as "Shared." Your partner can't see your personal expenses through Penny, and you can't see theirs. What's private stays private.

Your data stays yours

Penny never stores conversations, never shares data with third parties, and never sells your information. She's your assistant, not an advertiser's.

Ready to meet your money buddy?

Sign up free and say hi to Penny.

Get Started

Frequently Asked Questions

Penny is included on both plans. On the free plan you get 10 conversations a month, and Premium is unlimited. In countries where Premium is not sold yet, Penny is unlimited on the free plan too.

Penny provides insights and suggestions based on your data, but she is not a licensed financial professional or registered investment adviser. For personalized professional advice, check out our advisor sessions on the Premium plan.

No. Your conversations with Penny are completely private to your account.

You can ask about spending, budgets, splits, goals, or savings. You can also ask her to take action: 'Log $50 for dinner, split shared' or 'Create a groceries budget for $600'. She'll show you what she's about to do and wait for your confirmation before anything happens.

No. When you ask Penny to log a transaction or create a budget, she prepares everything and shows you a confirmation card first. Nothing happens until you review and approve it. You're always in control.