Manage money together without the stress
Start for free and upgrade when you're ready. Simple, transparent pricing for a simpler financial life together.
Free
$0 / month
Everything you need to manage money together. No limits, no ads, no catch.
- Income-based fair splitting
- Shared & personal budgets
- Shared & personal goals
- Get alerts before you overspend
- No ads - ever
Premium
$9.99 / month
For couples who want to automate their finances, gain deeper insights, and access expert financial guidance.
Everything in Free, plus:
- Automatic bank syncing (Plaid)
- AI-powered smart categorization
- Unlimited Penny AI messages
- Track business income & expenses separately
- Get a free 1:1 session with a registered financial advisor
No credit card required · US & CA only
Our Philosophy: Fair, Not Complicated
Money conversations are hard enough. Your budgeting tools shouldn't add to the stress. That's why we keep it simple: a generous free plan with everything you need to start, and one affordable upgrade that covers your entire household. No per-person pricing, no hidden fees, no surprises. Just the tools you need to build a stronger financial future, together.
Everything you need, at a glance
Both plans help couples manage money together. Premium unlocks automation, AI, and expert guidance so you spend less time on finances and more time together.
Happier Couples Start Here
"My partner earns more than me, and I always felt guilty about 50/50 splits. Halfway's income-based splitting is a game changer. We both contribute fairly without the awkward conversations."
"We used Splitwise for years, but it always felt like we were roommates keeping score. Halfway actually understands how couples share money. It's simpler and way less transactional."
Not Sure Which Plan Is Right for You?
Take our free 2-minute quiz first: joint, separate, or somewhere in between? You'll each find out how you want to handle money, and where the two of you differ.
Take the Free Quiz