Set It Once, Forget It Forever
If you buy groceries at the same store every week, why should you classify it as "shared" and "Groceries" every single time? Smart Rules let you create patterns that automatically handle the boring stuff so you can focus on the conversations that actually matter.
How Smart Rules Work
Create a rule by setting a merchant pattern (like "Whole Foods" or "Amazon"), then choose what happens automatically:
- Category: Always file it under Groceries, Dining Out, etc.
- Split Type: Automatically mark as shared or personal
- Custom Split: Override the default ratio for specific merchants
- Tags: Auto-apply tags for better organization
- Payer: Assign a default payer for that merchant
AI-Suggested Rules
Penny, our AI assistant, can analyze your transaction history and suggest rules based on your patterns. If you've been classifying "Starbucks" as personal for the last three months, Penny will suggest creating a rule for it. One tap and you're done.
Premium Feature
Smart Rules are available on the Premium plan, which covers both partners in your household. Combined with automatic bank syncing, rules can process incoming transactions without any manual work at all.
Try It Today
Sign up for Halfway and start building rules that match your lifestyle. Your future self will thank you for never having to classify another coffee run again.
