Your Money Buddy, Not a Calculator
Penny is Halfway's AI assistant, and she's built differently. She's warm, encouraging, and relationship-smart. She understands that money conversations between partners can be sensitive, so she never judges how you spend.
What Can You Ask Penny?
Penny can do a lot more than answer questions. She can take action on your behalf:
- "How much did we spend on groceries this month?" - Get instant spending summaries
- "Can we afford date night this week?" - She checks your budget and gives honest answers
- "Log $45 for dinner, split shared" - She creates the transaction for you
- "Create a groceries budget for $600" - Sets up budgets with one sentence
- "Are we on track with our savings goal?" - Tracks progress and offers suggestions
Privacy Protected
Penny only sees transactions you've marked as "shared." She can never access your personal spending, and your partner can't see your conversations with Penny. Everything stays private.
Confirmation Before Action
When you ask Penny to create a transaction, budget, or goal, she shows you a confirmation card first. Nothing happens until you review and approve it. You're always in control.
Available to Everyone
Penny is available on both Free and Premium plans. Free users get 30 messages per month, while Premium users get unlimited conversations.
Ready to meet your money buddy? Learn more about Penny or sign up free to start chatting today.
