Honeydue Alternatives: Where Couples Are Going Instead

For a while, Honeydue was the answer. It was one of the first apps built specifically for couples, it was free, and it let two people see their money in one place. If you're reading this, you probably used it and liked it.

Then it went quiet.

Ask around and you'll hear the same story. Bugs that never get fixed. Bank connections that go stale for weeks. And the one that really scares people, opening the app to a "No internet" error even when your wifi is fine. One user on Reddit summed up the mood bluntly: "Honeydue is too broken. What's another good alternative?"

That's the question this post answers.

Is Honeydue actually abandoned?

Not officially. But the signs are hard to ignore, and its history explains a lot:

1. 2021 — acquired by Mission Lane, and the product focus shifted
2. 2023 — the Honeydue debit card was discontinued
3. 2024 — the app was divested again
4. Since then — no major updates, slow support, and bank-sync issues that linger for years

Nobody has announced a shutdown. But an app that keeps changing owners and stops shipping fixes is not one you want holding years of your shared financial history.

So couples are leaving. The real question is where to go, and how to pick something that won't leave you in the same spot two years from now.

What Honeydue got right (and what to keep looking for)

Honeydue earned its early fans for good reasons, and any replacement should match them:

1. Built for two. It assumed a couple, not a solo user with a "share" button bolted on.
2. Free to start. No paywall just to see your balances.
3. In-app chat. Being able to comment on a transaction ("what was this $80?") kept money talk in one place.
4. Simple. You could open it and understand it in a minute.

Keep that list handy. A worthy Honeydue alternative should do all of that, then fix the parts Honeydue never nailed.

The gaps a new app should close

Here's where Honeydue always fell short, even before the neglect:

1. Splitting was manual. You could set a ratio, but the app didn't truly automate fair, income-based splits.
2. Mobile only. No web app, so sitting down together at a laptop to review the month wasn't really an option.
3. Shallow budgeting. Basic categories, no real trends, insights, or net worth view.

That last point about splitting matters most for couples who earn different amounts, which is most couples. A 2026 Fidelity study found 58% don't contribute equally to household finances.

Here's why manual splitting wears you down. Say rent is $2,500, one partner earns $85,000 and the other $50,000.

1. 50/50: each pays $1,250, which is 18% of one income but 30% of the other.
2. By income: the higher earner pays about $1,574 and the lower earner about $926, so both contribute 22% of what they make.

Honeydue makes you set that up by hand. A better app calculates it automatically the moment you log a shared expense. You can see how your own split lands on the fair split calculator.

Where Halfway fits

Halfway was built to be the app Honeydue users keep asking for: couples-first, reliable, and actively maintained, with the depth Honeydue never added.

1. Automatic income-based splits. Set your ratio once, and every shared expense follows it. No manual math per receipt.
2. Web and mobile. Review the month together on a laptop, log a coffee on your phone. Both stay in sync.
3. Shared and private budgets. Share the household stuff, keep personal spending personal. A Bankrate survey found 62% of couples keep some accounts separate, and Halfway respects that.
4. Actually maintained. Regular updates, bank sync via Plaid, subscription detection, net worth tracking, and Penny, an AI assistant that answers plain questions about your money.
5. No ads, free to start.

Quick word on the other options

If you're comparing beyond Halfway, here's the honest read:

1. Monarch is a polished budgeter, but it treats your household as one merged budget and runs $100+ a year.
2. YNAB is powerful, but proportional splits mean manual math on every transaction, a constant complaint in its own community.
3. Splitwise works for group trips, not couples. It runs on a "you owe me" ledger that feels transactional between partners.

None of them pair automatic income-based splitting with private-and-shared budgets the way a couples-first app should. That's the gap Honeydue left open, and the one worth filling.

Honeydue walked so the next generation of couples apps could run. It got the vision right and then stopped moving. If your app has quietly stopped working and you're tired of wondering whether it'll open tomorrow, you don't need to settle for another tool that treats you like roommates or a solo user with a guest pass. You just need one built for two people, still being built.