Two sessions per household

Premium includes two complimentary 1:1 sessions with a financial professional. The two sessions belong to your household, not to each person, so you and your partner share them between you rather than getting two each.

You can both join the same call, which is what we would suggest, or use them separately if that suits you better.

What a session covers

Sessions are around 30 minutes, held over video or phone. They are education-first: you bring your two or three biggest money questions and talk them through with someone who does this for a living.

Common ground includes retirement planning, life and mortgage protection, education savings, IRA and 401(k) rollovers, estate planning and tax diversification. You do not need to prepare documents. A rough sense of your income and outgoings helps but is not required.

Who the advisors are

Sessions are provided by our partner firm Amplify Financials, whose licensed financial professionals specialise in working with individuals, families and business owners. You can read their profiles on our Advisors page before you book.

Will they try to sell us something?

There is no obligation and no pressure. Advisors may mention products or strategies relevant to what you have discussed, and Amplify does earn its living from those products, so treat any recommendation the way you would from any financial professional: useful input, and a decision that stays entirely yours.

Halfway does not receive a share of anything you buy, and we are not told what you discussed.

Is it private?

Yes. The conversation is between you and the advisor. Share only what you are comfortable sharing. Halfway does not store or access the contents of your session.

How to book

Open the Advisors page, choose the professional whose background fits your questions, and pick a time. If you are on the Free plan you will be asked to upgrade first, since the sessions are part of Premium.

Premium is Halfway's paid plan in the US and Canada. One subscription covers both of you.

Your money comes in by itself

• Bank sync: connect unlimited banks, cards, loans and investments. Transactions arrive on their own, already categorized.
• Apple Card, Apple Cash and Savings: sync them from Apple Wallet on your iPhone (US only).
• Bank-file import: upload a CSV from any bank we can't sync, up to a year back.

Sorted your way

• Your own categories, rules that categorize and split for you, and tags
• Expenses in any currency, converted at that day's rate
• Account balances that update as you spend

See what's ahead

• Forecasting: project your net worth years ahead and see what buying a home or retiring early does to it.
• Advanced reports and PDF export
• Unlimited chats with Penny, instead of 10 a month
• Business tracking (beta): keep business income and expenses separate, with profit reports and a CSV for tax time.

A real person on your side

Two free sessions with a licensed financial professional, for your household.

Try it free

Start with a 14-day free trial, no credit card needed. After that it is $11.99 a month or $89.99 a year, with a 30-day money-back guarantee.

You can enter a promo code at checkout. The discount applies to your first payment, which means the same code is worth more on a yearly plan than a monthly one.

APP30: 30% off

This is our public offer, and it works on either plan.

• Monthly: your first month is $8.39 instead of $11.99. From month two onwards you pay the normal $11.99.
• Yearly: your first year is $62.99 instead of $89.99, a saving of $27. It renews at $89.99 a year after that.

The yearly plan is already cheaper than paying monthly, so applying APP30 to it is where the code goes furthest.

Other codes

If you have received a code by email, through a friend's referral link, or from a partner, it works the same way at checkout. Enter it in the promo code field and the discount applies to your first payment. Some codes are for a specific plan, and checkout will tell you if one does not apply.

Good to know

• Only one code can be used per subscription.
• Codes apply to your first payment, not to every renewal.
• Nothing changes about what you get. Premium is the same on both plans, and one subscription always covers both partners.
• If a code will not apply, it has usually expired or already been used on your account. Contact us and we will sort it out.

Yes! You only need one Premium subscription per household.

Either partner can be the subscriber. Once one person upgrades, Premium features (like bank syncing, unlimited budgets, and smart rules) are unlocked for both partners immediately.

Important: The subscription is tied to the account that purchased it, not the household itself. If the subscriber deletes their account or is removed from the household, the Premium subscription will be cancelled.

Ready to automate your finances?

1. Go to Settings > Billing (or click "Upgrade" in the menu).
2. Choose between Monthly or Yearly billing.
3. Enter your payment details securely via Stripe.

Your features will be active instantly.

You can cancel anytime:

1. Go to Settings > Billing.
2. Click Manage Subscription.
3. Select Cancel Plan.

You will retain access to Premium features until the end of your current billing period.

Yes. Email hello@meethalfway.app within 30 days of paying and we'll refund you in full. No questions asked.

• It covers your first payment and every annual renewal.
• Premium ends when the refund is issued.
• After 30 days, payments are not refundable. You keep Premium until the end of the period you paid for.
• Bought in the iPhone or Android app? Apple or Google handle that refund under their own policies.

Since Premium is tied to the account that purchased it, removing that account has important consequences:

If the Premium Purchaser Deletes Their Account:

• The Premium subscription is cancelled immediately.
• The remaining partner loses access to all Premium features (bank connections, advanced reports, etc.).
• Connected bank accounts will stop syncing.
• However, no data is deleted - all transactions, budgets, and goals remain intact.

If the Premium Purchaser is Removed from the Household:

The same thing happens - Premium is cancelled and the remaining partner loses access.

How to Restore Premium:

The remaining partner can subscribe to Premium themselves to restore all features:

1. Go to Settings > Billing.
2. Click Upgrade to Premium.
3. Complete the purchase.

Bank connections can then be re-established and will resume syncing.

The 14-day free trial gives you full access to all Premium features with no commitment.

• Who is eligible: Available for users in the United States and Canada (USD and CAD currencies).
• Duration: 14 days of full Premium access.
• No credit card required: You can start the trial without entering any payment information.
• What you get: Full access to all Premium features including bank syncing, AI-powered categorization, smart rules, advanced reports, business tracking, and Penny AI.
• One trial per household: Each household can only use the free trial once. If your partner already used the trial, you won't be able to start a new one.
• What happens after: When your trial ends, your account returns to the Free plan. Your bank connections will be paused (disconnected), but all your transaction data, budgets, goals, and settlements remain safe.
• Converting to Premium: You can subscribe to Premium at any time during or after your trial. Use promo code BUDGET40 for 40% off, on either the monthly or yearly plan.
• Privacy: Your data stays yours even after the trial ends.