Premium members can connect bank accounts for automatic syncing:

1. Go to the Accounts page.
2. Click Connect Bank.
3. Follow the Plaid prompts to find your bank and log in securely.
4. Select the accounts you want to sync.

Transactions usually appear within a few hours of posting to your bank.

Each connected bank account can be set to one of three sharing modes that control how transactions are handled:

Personal

Only you use this account. Transactions stay private unless you choose to share them. This is the default for newly connected accounts.

Best for your own cards and bank accounts.

Joint

Both of you use this account. New transactions are automatically shared and count toward your settlement.

Best for a shared credit card where one person pays the bill.

Pooled Fund

Both of you contribute to this account upfront. Transactions are automatically shared, but they don't affect who owes what since you've already split the cost.

Best for a joint bank account you both deposit into.

How to Change

Go to Settings > Accounts, find your account, and select Account Sharing from the menu. You can switch between modes at any time.

What Happens to Existing Transactions?

• When switching from Personal to Joint or Pooled Fund: only unclassified (unreviewed) expense transactions are updated to shared. Transactions you've already marked as personal stay private.
• When switching to Personal: future transactions will default to personal, but existing shared transactions are not changed.

Your explicitly personal transactions are always protected — Halfway never overrides them.

If your transactions aren't showing up:

• Wait 24 hours: Sometimes banks delay sending data.
• Check for errors: Go to the Accounts page. If a connection needs attention (e.g., re-authentication), you'll see a "Fix Connection" button.
• Pending transactions: We generally only import "Posted" transactions to avoid changes, though some banks support pending data.

To remove a bank connection:

1. Go to the Accounts page.
2. Find the institution you want to remove.
3. Click the Disconnect button.

Note: This stops new transactions from importing. Existing transactions that have already been imported will remain in your history.

Halfway uses Plaid to connect to over 12,000 financial institutions across North America and Europe, including major banks like Chase, Wells Fargo, Bank of America, Amex, and most credit unions.

If you can't find your bank in the search list, it may not be supported by Plaid yet.