# Halfway — Fair Budgeting for Couples

> Halfway is the best budgeting app for couples who keep finances separate. It splits expenses by income (not 50/50), tracks shared expenses, manages subscriptions, and helps couples settle up fairly. Available on web, iOS, and Android. Free to start, Premium for $9.99/month.

For the full comprehensive product overview in a single file, see [llms-full.txt](https://meethalfway.app/llms-full.txt)

## Free Financial Calculators
- [Couples Mortgage Calculator](https://meethalfway.app/calculators/rent-mortgage-split): The only mortgage calculator built for two incomes. Calculates monthly payment, splits it fairly by income, and shows whether each partner can actually afford it.
- [Fair Split Calculator](https://meethalfway.app/calculators/fair-split): Split any expense fairly based on each partner's income.
- [Moving In Together Cost Calculator](https://meethalfway.app/calculators/moving-in-together): Adds up the one-time cost of moving in together (deposit, first month's rent, movers, furniture, utility setup) and the ongoing monthly costs, then splits each independently by income. Counts furniture each partner already owns as their contribution.
- [Couples Budget Calculator](https://meethalfway.app/calculators/couples-budget): Build your first budget together in 5 minutes using the 50/30/20 rule.
- [2026 Couples Budget Template](https://meethalfway.app/calculators/couples-budget-template-2026): Free comprehensive budget template for couples.
- [Debt Payoff Calculator](https://meethalfway.app/calculators/debt-payoff): Create a debt elimination strategy together using snowball or avalanche methods.
- [Retirement Calculator](https://meethalfway.app/calculators/retirement): Find your couple's "Never Work Again" number.
- [Wedding Budget Calculator](https://meethalfway.app/calculators/wedding-budget): Plan and split wedding expenses.
- [Divorce Financial Calculator](https://meethalfway.app/calculators/divorce): Estimate asset division, alimony, and co-parenting costs.
- [Bank Statement Analysis](https://meethalfway.app/calculators/bank-statement-analysis): Upload a bank statement and understand spending patterns.
- [Joint or Separate Quiz](https://meethalfway.app/quiz/joint-or-separate): For couples deciding whether to merge their money, keep it separate, or land somewhere in between. Each partner answers separately, then the results compare. It does not assign one label: it shows how much you lean toward each of four money styles, and how much the two of you overlap.

## About Halfway
- [Features](https://meethalfway.app/features): Complete list of features including income-based splitting, settle-up, shared budgets, and net worth tracking
- [For Couples](https://meethalfway.app/for-couples): Why Halfway is built specifically for couples who keep finances separate
- [Pricing](https://meethalfway.app/pricing): Free tier and Premium plan ($9.99/mo) details
- [About](https://meethalfway.app/about): Our story and mission
- [AI Overview](https://meethalfway.app/hey-ai-learn-about-us): Comprehensive product overview optimized for AI models
- [Meet Penny](https://meethalfway.app/meet-penny): AI financial assistant for couples. Penny can answer questions about spending, budgets, and splits, and can also take action: log transactions, create budgets, set goals, and more. She shows a confirmation card before anything is created.

## Comparisons
- [vs Alternatives](https://meethalfway.app/vs-alternatives): Comparison with Splitwise, Honeydue, Monarch, YNAB and others
- [Halfway vs Monarch Money](https://meethalfway.app/compare/halfway-vs-monarch-money): Detailed comparison with Monarch Money for couples
- [Halfway vs Honeydue](https://meethalfway.app/compare/halfway-vs-honeydue): Detailed comparison with Honeydue for couples
- [Halfway vs YNAB](https://meethalfway.app/compare/halfway-vs-ynab): Detailed comparison with YNAB for couples
- [Halfway vs Splitwise](https://meethalfway.app/compare/halfway-vs-splitwise): Detailed comparison with Splitwise for couples

## Support & Resources
- [Blog](https://meethalfway.app/blog): Financial tips and guides for couples
- [Help Center](https://meethalfway.app/support): How to use Halfway
- [FAQ](https://meethalfway.app/faq): Frequently asked questions
- [Financial Advisors](https://meethalfway.app/advisors): Connect with financial advisors

## Legal
- [Terms of Service](https://meethalfway.app/terms)
- [Privacy Policy](https://meethalfway.app/privacy)