Love is 50/50.
Rent shouldn't be.

Only what you choose to share. Your personal transactions are completely private. Your partner only sees expenses you've marked as "Shared." You're always in control of what stays yours. This makes Halfway perfect for couples who want expense transparency without sacrificing financial independence.

Halfway supports multiple splitting methods: 50/50, proportional to income or salary, or custom percentages. Many couples who keep finances separate find proportional splitting most fair: each partner contributes the same percentage of their income to shared expenses. You can even set different split ratios for different spending categories.

Very. Halfway uses bank-level encryption to protect your information. All connections are secured with SSL/TLS, and we never store banking credentials. Your financial data is encrypted both in transit and at rest. We take your trust seriously.

Halfway is a free personal finance app with all core features included for managing shared expenses manually. If you want automatic bank syncing and advanced insights, upgrade to Premium for $9.99/mo.

Halfway is built primarily for couples. One of you creates a household and invites your partner, giving you both separate logins, privacy controls, and equal access to your shared finances. However, you can absolutely use Halfway solo! Just skip the invite step. You'll still get access to budgets, expense tracking, financial goals, Penny, and everything else. You just won't need the splitting and settle-up features until you add a partner.

It's optional. Halfway's free plan lets you track expenses manually for full control and privacy. Want to save time? Upgrade to Premium ($9.99/mo) for automatic bank syncing via Plaid. Securely connect your accounts and transactions import automatically.

Yes! Our subscription tracking feature detects and helps you manage recurring subscriptions like streaming services, utilities, rent, and gym memberships. Set the amount, due date, and split preference once, and Halfway will automatically track them each month. No more forgetting who paid for Netflix or the internet bill.

Penny is Halfway's built-in AI financial assistant. She can answer questions about your spending, budgets, and splits in plain, friendly language. She can also take action for you: log transactions, create budgets, set savings goals, and more. Just tell her what you need and confirm. She's available to all users and doesn't require a Premium subscription.